Criss-Cross, Pigs in a Blanket Program

At CFG, we understand how difficult it can be to finance your real estate investment business. That’s why we created the Pigs in a Blanket Program to help you tap into your existing rental property equity, improve returns, and clear your personal credit lines. Think of it as a debt consolidation loan for your real estate investment business. CFG offers rental portfolio financing using commercial loan structures. If you do not have a corporate entity, we can even help you set up a single purpose LLC. It’s all about the cash flow of your rental property, NOT your personal debt to income ratio. A blanket loan will allow you to consolidate multiple mortgages into a single loan so that you can stop writing multiple checks every month. We want to be your lending partner and we have experienced team ready to assist you. Call us today and let us help you grow your rental portfolio!

Submission Requirements

  • Completed Blanket Program Application CLICK HERE to Initiate Our Application Process
  • Blanket Rent Roll Document.? CLICK HERE TO DOWNLOAD THE BLANKET RENT ROLL DOCUMENT
  • Two Years Tax Returns (Personal & Business)
  • Most Recent Two Months Bank Statements
  • Tri-Merged Credit Report or Authorize CFG to Obtain a Copy by CLICKING HERE
  • Articles of Incorporation | Operating Agreement | EIN Documentation

Use our DOCUMENT UPLOAD PORTAL at your convenience

 

Credit Criteria

  • Min. FICO score of 660
  • Use Middle of 3, Lesser of 2 Scores
  • Min. of 2 Scores Required Tri-merge Report Required
  • Min. 24 Months Credit History
  • No Bankruptcies Past 4 Years
  • No Foreclosures, Short Sales, or Deed in Lieu in Past 3 yrs.
  • Min. of 3 Active Trade Lines ($1K Min. Limit) per Borrower in Last 24 Mos.
  • No Cumulative 1X60 Lates on Primary/Investment Mortgage in Prior 12 Mos. &
    Cannot be Past Due
  • No Cumulative 1X60 Lates on Non-mortgage Tradelines in Prior 12 Mos. Except Medical, EDU & Utility

 

Program Highlights and General Guidelines

Criss-Cross, Pigs in a Blanket terms